Total Money Makeover:Short Story

I might go back and edit this post, but for purposes of getting something up here I think it's important to tell you the basics:

• Hip Mama & Dad aren't too Hip when it comes to finances...since we are $40,000 in debt.
• About 1/2 of that is Student Loan and Car.
• The other half is frivolous credit cards and some personal loans

The plan is to basically use Dave Ramsey's "Total Money Makeover" as a guideline. Check out his website here. I will try to post more soon.

The first step would be to know approximately how much debt you are actually in...then go from there, as GI Joe says, "knowing is half the battle".